Helpful tools

Figure things out on your own time.

Free tools to help you understand your own situation. No sign-up, and nothing you enter is saved.

A quick reality check

What would time off work cost you?

If an injury kept you off work, your bills would keep coming. Use one quick number, or add up your bills line by line. Nothing is saved or sent anywhere.

How do you want to estimate?
Everything you pay in a normal month.
$ per month
How long would you be off work?
Your monthly bills $2,000
Bills over 1 month off $2,000 About $462 for every week you can't work.

A rough estimate of your expenses only — not a quote or a benefit amount.

Talk it through with me

Helpful tools

Figure things out on your own time.

Free to use. No sign-up, and nothing you enter is saved.

Time-off calculator See what your bills add up to if you couldn't work for a while. Open calculator → Coverage finder Answer 4 quick questions to see which coverage is worth a closer look. Start the finder → Before-you-buy checklist The questions I'd ask about any plan — whether you buy from me or anyone else. Get the checklist →

Coverage finder

Worth asking me about

Answer all four questions and your suggestions will appear here.

0 of 4 answered

Before-you-buy checklist

10 questions to ask about any plan.

Whether you buy from me or someone else, get clear answers to these first. Bring them to our call — I'll answer every one.

Get the PDF free Ask me these on a call
  1. 01What exactly triggers a payout — and what doesn't?
  2. 02How much does it pay, and is it daily, monthly or a lump sum?
  3. 03Is there a waiting period before coverage starts?
  4. 04Does my job, hobby or health history change anything?
  5. 05Where am I covered — at work, at home, while travelling?
  6. 06Who in my family is covered, and until what age?
  7. 07Will my price go up as I get older?
  8. 08How do I make a claim, and who helps me if I get stuck?
  9. 09Can I change or cancel my coverage later?
  10. 10Does this overlap with coverage I already have?

Not ready to book?

No problem. Start here instead.

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Short, honest videos on Instagram. Learn at your own pace — no sales pitch.

@insuredbymohit →

Ask one quick question

Send me a DM. You'll get a straight answer — even if the answer is that you don't need anything.

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The before-you-buy checklist, sent straight to you.

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Got questions? Let's just talk.

A free call, at a time that suits you. Or send me a DM on Instagram at @insuredbymohit — I reply myself.

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