Self-employed · Employed · Families · Licensed in AB · BC · ON
Insurance, explained the way a friend would.
I'm Mohit. I help Canadians understand cash-benefit insurance — whether you work for yourself, work for someone else, or spend your weekends on a trail. What it is, when it makes sense, and when it honestly doesn't.
No forms to fill in first. No pushy follow-ups. English or हिंदी.
A quick reality check
What would time off work cost you?
If an injury kept you off work, your bills would keep coming. Use one quick number, or add up your bills line by line. Nothing is saved or sent anywhere.
A rough estimate of your expenses only — not a quote or a benefit amount.
Talk it through with meCash benefits, simply
Something happens. You claim. The money goes to you.
Life throws something at you
A fall on the job site, a ski accident, a hospital stay, a diagnosis nobody plans for.
You make a claim
If it's covered by your plan, you send in your claim. I'll help if you get stuck.
Cash is paid to you
Not to a hospital. Use it for rent, groceries, the car payment — your call.
What I can help with
Six kinds of coverage, in plain English.
You don't need all of them. Most people need one or two — we'll work out which together. Tap any one to see how it works.
Have a job? This is for you too
Get paid if you're hurt doing what you love.
Workplace coverage generally looks after injuries on the job. A weekend hike, a hockey game or a trip across the border is usually on you. Accident coverage can pay cash to you when you're hurt off the clock — at home, on the trail, or travelling in Canada and the US.
Covers all activities, in Canada and the US. Benefit amounts depend on the plan you choose — I'll walk you through yours.
Family plans
Cover the whole family. Every kid, one price.
One plan can cover you, your partner and your kids. The price is the same whether you have one child or five — adding more kids costs nothing extra.
Kids can be added up to age 17, and they stay covered until age 25.
The honest answer
Is this actually for you?
Probably a good fit if…
Probably not for you if…
About
Hi, I'm Mohit.
I help self-employed people, tradespeople, families and anyone with an active life understand cash-benefit insurance — in plain language, without the sales pitch.
If you've seen my videos, you know how I work: straight answers, real examples, and coverage that actually fits the life you live. And if you don't need anything, I'll tell you that too.
Helpful tools
Figure things out on your own time.
Free to use. No sign-up, and nothing you enter is saved.
Coverage finder
A starting point, not advice. What fits depends on your plan options, health and job.
Answer all four questions and your suggestions will appear here.
0 of 4 answeredLearn first, decide later
Short videos. Straight answers.
“Great experience… Agent explained everything clearly, was honest, and helped me choose the right coverage without any pressure. Highly recommend him for anyone looking for the right protection.”
“Had a great experience working with Mohit. He was very professional, responsive, and made the entire insurance process smooth and stress-free. He explained everything clearly and helped me choose the best option for my needs. Highly recommended!”
How a chat with me goes
A conversation, not a pitch.
If nothing makes sense for you, I'll say so. You'll still leave knowing more than you did.
- 01You pick a time. Evenings and weekends are fine — I work with people who work.
- 02We talk about your work, hobbies and family. What you do — on the job and off it — changes what you qualify for and what's worth having.
- 03You get clear options and real numbers. Then you take your time. No chasing.
Questions people ask me
Will you pressure me to buy something?+
No. The call is to help you understand your options. If something fits, great. If it doesn't, that's a fine outcome too.
I have a job with benefits. Do I still need this?+
Maybe not — it depends on what your work coverage includes. Many people find gaps for injuries off the job, during travel, or for how long income support lasts. Bring your benefits booklet and we'll look together.
Am I covered if I'm hurt in the US?+
Yes. Your coverage applies in Canada and the US. Keep in mind it pays cash to you — it isn't a replacement for travel medical insurance, which pays hospital bills abroad.
Isn't this covered by provincial health care?+
Provincial health care helps with treatment. It doesn't pay your rent while you recover. These plans sit on top of it and pay cash to you.
Does my job or hobby affect what I can get?+
Yes. Your occupation and activities affect eligibility and which coverage gives you the most value. It's the first thing we'll look at.
How much does it cost?+
Plans start from less than the cost of a meal out each month. Your exact price depends on your age, your work and what you choose — I'll show you real numbers on our call.
Can I cover my partner and kids?+
Yes. One family plan can cover you, your partner and your kids — and the price is the same whether you have one child or five. Kids can be added up to age 17 and stay covered until 25.
Can we talk in Hindi?+
Of course. हाँ, बिल्कुल — whichever language makes it easier to ask your questions.
Got questions? Let's just talk.
A free call, at a time that suits you. Or send me a DM on Instagram at @insuredbymohit — I reply myself.
Not ready to book?
No problem. Start here instead.
Follow along
Short, honest videos on Instagram. Learn at your own pace — no sales pitch.
@insuredbymohit →Ask one quick question
Send me a DM. You'll get a straight answer — even if the answer is that you don't need anything.
Send a DM →Get the free checklist
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